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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.60
$26.10
$26.40
$26.70
$28.50
$29.10
$30.90
$32.10
$33.30
$33.90
$36.60
$37.20
$40.20
$42.00
$43.80
$45.30
$47.10
$48.30
$52.50
$54.60
$57.00
$59.70
$62.40
$66.30
$69.90
$74.40
$79.20
$84.60
$90.30
$99.90
$108.90
$117.60
$132.60
$145.20
$161.10
$177.60
$195.90
$216.00
$240.00
$263.70
$292.20
$320.70
$387.30
$423.00
$462.60
$507.00
$554.70
$606.90
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$48.00
$48.00
$48.00
$48.00
$48.00
$48.00
$48.00
$48.00
$48.00
$48.00
$48.00
$48.00
$48.00
$48.00
$48.00
$49.20
$52.20
$52.80
$53.40
$57.00
$58.20
$61.80
$64.20
$66.60
$67.80
$73.20
$74.40
$80.40
$84.00
$87.60
$90.60
$94.20
$96.60
$105.00
$109.20
$114.00
$119.40
$124.80
$132.60
$139.80
$148.80
$158.40
$169.20
$180.60
$199.80
$217.80
$235.20
$265.20
$290.40
$322.20
$355.20
$391.80
$432.00
$480.00
$527.40
$584.40
$641.40
$774.60
$846.00
$925.20
$1,014.00
$1,109.40
$1,213.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$63.00
$63.00
$63.00
$63.00
$63.00
$63.00
$63.00
$63.00
$63.00
$63.00
$63.00
$63.00
$63.00
$63.60
$66.00
$69.00
$69.60
$72.60
$73.20
$78.00
$79.80
$82.20
$87.60
$89.40
$94.20
$99.00
$100.80
$108.00
$113.40
$116.40
$123.00
$126.00
$132.00
$138.60
$146.40
$153.00
$160.80
$170.40
$179.40
$190.20
$201.00
$213.00
$224.40
$246.00
$266.40
$288.00
$310.80
$350.40
$384.00
$426.00
$468.60
$514.80
$567.00
$626.40
$690.60
$763.80
$840.00
$1,008.00
$1,104.60
$1,209.60
$1,320.60
$1,443.60
$1,580.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov